Insurance Agent Negligence

An insurance agent is a trained professional you trust and rely upon to ensure you, your home or business can survive a catastrophe. However, sometimes the insurance agent you have placed your trust in makes a terrible mistake regarding your insurance that results in limited or no coverage for your claim. This may occur when an insurance agent did not obtain the proper amount of coverage, the type of coverage you need, or even insure the proper risk. When that occurs, you are likely faced with significant damages, but little or no insurance coverage. You do not have to bear the financial burden of this terrible situation if it was not your fault, but rather the fault of the agent. An insurance agent should provide its clients on the types and amounts of insurance they need for their home, business, vacation homes, automobiles, health and life insurance needs, as well as appropriate limits for liability insurance. When necessary, the Wells Law Group represents our clients in lawsuits against their insurance agents to recover the difference between the coverage that should have been provided by the insurer, and that coverage actually provided, as well as all other potential damages our client has been exposed to as a result of the agent's negligence.

When you obtain insurance through your insurance agent you trust that he or she has done their job correctly, and advised you correctly. Sometimes that isn't so, and if that happens it can lead you down a difficult path at the time of or after filing a claim. Since your insurance agent is a trained professional who is supposed to learn about you and properly advise you regarding your insurance needs when you purchase insurance through him or her, you may have recourse against the agent should your coverage be inadequate or non-existent. In cases of Florida insurance agent negligence, the Wells Law Group can represent you against your insurance agent to recover the difference between the coverage you have and what you should have had. In addition, there may be damages that you have been exposed to as a result of your agent's negligence.

What Types of Negligence can be Involved with your Florida Insurance Agent?

There are many ways your agent can fail to ensure you have proper coverage. Here are a few...

• not obtaining or obtaining enough coverage on your automobile policy
• not obtaining or obtaining enough worker's compensation coverage
• not obtaining or obtaining enough fire insurance coverage for your home or business
• not obtaining or obtaining enough hurricane insurance coverage for your home or business
• not obtaining or obtaining enough flood damage insurance coverage for your home or business
• not obtaining the proper sinkhole insurance coverage for your home or business or obtaining enough coverage
• not obtaining the appropriate limits of insurance coverage for your home or business
• not obtaining the correct amount of life insurance coverage

If your insurance agent’s negligence has left you high and dry when a catastrophe occurs,

Contact the Wells Law Group for a free case review, and let us help you obtain the coverage you deserve.

Our coverage of Florida spans the entire state including Saint Petersburg and Saint Petersburg Beach in Pinellas county, Gainesville in Alachua county, Pensacola and Pensacola Beach in Escambia county, Titusville in Brevard county, Hudson, New Port Richey, and Trinity in Pasco county, and Hollywood, Miramar, Pembrook Pines, Pompano Beach and Tamarac in Broward county. See Service areas for complete coverage.

Wells Law Group Frequently Asked Questions

For more Frequently Asked Questions about insurance coverage and bad faith disputes visit our main Wells Law Group website.